(240) 475-9906

Maryland, USA

Mon-Fri: 9:00 AM-5:00 PM

Making the Dream of Homeownership...

A Reality


Derick Hungerford is a certified mortgage advisor with over 26 years of experience in the mortgage industry. He has built an excellent reputation providing financial expertise for his clients and the community at large. He is a Certified Mortgage Planning Specialist (CMPS), which is a title held by only 5% of the mortgage professional population. As an accomplished corporate and financial strategist, his vision and expertise in mortgages has contributed to the increase of home ownership in the Washington Metropolitan Area.

Derick is an industry transformer who has created a unique system for managing home equity, called the Mortgage Empowerment Process. TM this process helps the client realize that a mortgage is a tool that can be used to ultimately achieve their short and long term financial goals. Derick has a unique ability to help people grow fiscally, by introducing financial principles to empower them to make clear profitable choices for the future.

Free Consultation

Derick W. Hungerford

Certified Mortgage Consultant

Residential Mortgage Company (RMC) is licensed Mortgage Firm organized to provide mortgage loan products for Home Purchase, Refinance and Investor Financing.

RMC is committed to helping families and individuals achieve their dream of home ownership, asset accumulation and wealth preservation. We are dedicated to serving and advising our community with sincerity, honesty and integrity.

"A Mind to Build"


To provide mortgage loan services to the public with sincerity, honesty and integrity and to provide first class service to very client exceeding their expectations. To provide professionalism while representing our clients as we uphold the mortgage code of ethics and modeling the highest standards through our character, conduct and integrity. We are committed to offering high qualify personal service not only for each transaction but also for a lifetime.


Our purpose is to be a Blessing to our clients by helping them with the biggest investment they may ever make in life. We love our clients and we share our gifts and talents with them.


To create a positive Mortgage Transaction experience that provides World-Class service. Where our clients are so overwhelmingly impressed that they

eagerly refer their friends, family and co-workers with confidence that they will be treated with the same kindness, warmth and expertise that they experienced while working with our team.


To demonstrate our commitment of doing business Gods way and our authentic expression of faith; treating our client's as we would want to be treated. As a team we share our common values and support each other; we strive to build strong life-long relationships one person at a time with all our clients.


Working with Residential Mortgage Corporation has been a great experience. Not only our they prompt, knowledgeable and experienced professionals they take the time to make sure they keep you informed during the entire process. I was able to call, text or email and receive a response back from someone that took the time to answer all my questions. Thank you so much RMC for helping to make my dream come true!

-Jacqueline Van Buren

My experience with Residential Mortgage was great. Mr. Hungerford and his team provided good communication and education regarding the home buying process. I strongly recommend their service. Being a first time home owner was foreign to me. After going through the process with Residential Mortgage Corporation, I feel like I can help other people who are going through the same process. To this day, Mr. Hungerford still teaches me things I need to be aware of as a new home owner.

-Adrian Gause

Derick and his team are awesome! They helped me with and explained every step of my home buying process. They continuously followed-up with me to make sure they answered all my questions and concerns. Look, the home buying process can be overwhelming, but the Residential Mortgage Corporation lead by Derick Hungerford makes it tolerable and puts you at ease during the entire process.

-Dwayne Gilliam Sr

Mortgage Programs That Fit Your Life

Home loans offered include fixed and adjustable rate options, FHA, VA, USDA mortgages and more.

Interest rates vary between loan types and we offer a variety of closing cost options to fit your needs.

FHA 203k Full & Streamline

FHA Mortgage

Interest Only Loan

Bridge Loan

VA Financing

Buy Down

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NMLS: 188252

Residential Mortgage Corporation


(240) 475-9906

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